👉 The savings fluid, often referred to as the Savings Mechanism or Savings Reserve, is a financial tool designed to encourage and facilitate savings within an economy. It typically involves a system where individuals or institutions can deposit funds into a central or regional savings account, which then earns interest or other financial benefits. The savings fluid can be structured to provide incentives for saving, such as tax advantages or lower interest rates on deposits, and it often includes features that make saving more accessible and convenient, such as mobile banking apps or automatic savings transfers. By channeling more money into savings, the fluid aims to increase the overall savings rate, which can help stabilize economies, reduce reliance on borrowing, and support long-term financial health.
